Nathasa B, Purba PY, Kaur H, Sipayung NCA, Saragih JR. THE INFLUENCE OF INTELLECTUAL CAPITAL, LIQUIDITY, AND OPERATIONAL EFFICIENCY ON THE GROWTH OF BANKING PROFITABILITY IN INDONESIA (CASE STUDY OF BANKING COMPANIES 2020-2023). ICEBesMA [Internet]. 2025Jan.10 [cited 2025Aug.3];1(1). Available from: https://jurnal.unprimdn.ac.id/index.php/icebesma/article/view/6904