Mirza, D. F., Lase, S. and Matondang, S. (2025) “The Influence of Organizational Governance and Financial Literacy in Increasing the Productivity of MSMEs (Ulamm) at BUMN PT Permodalan Nasional Madani (PNM) Medan Branch”, Proceeding International Conference on Economic, Business, Management and Accounting, 1(1). Available at: https://jurnal.unprimdn.ac.id/index.php/icebesma/article/view/6917 (Accessed: 18July2025).