Sitorus, S. O. S. (2025) “The Effect Of Financial Literacy, Fintech P2p Lending, And Payment Gateway On The Financial Performance Of Msmes In Medan City (Case Study Of Medan Petisah 2020-2024)”, Proceeding International Conference on Economic, Business, Management and Accounting, 1(1). Available at: https://jurnal.unprimdn.ac.id/index.php/icebesma/article/view/6879 (Accessed: 22 June 2026).