Nathasa, B., Purba, P. Y., Kaur, H., Sipayung, N. C. A., & Saragih, J. . R. (2025). THE INFLUENCE OF INTELLECTUAL CAPITAL, LIQUIDITY, AND OPERATIONAL EFFICIENCY ON THE GROWTH OF BANKING PROFITABILITY IN INDONESIA (CASE STUDY OF BANKING COMPANIES 2020-2023). Proceeding International Conference on Economic, Business, Management and Accounting, 1(1). Retrieved from https://jurnal.unprimdn.ac.id/index.php/icebesma/article/view/6904