Sitorus, S. O. S.; Khairani, R.; Hutapea, D.; Marbun, D. M.; Ovami, D. C. The Effect Of Financial Literacy, Fintech P2p Lending, And Payment Gateway On The Financial Performance Of Msmes In Medan City (Case Study Of Medan Petisah 2020-2024). ICEBesMA 2025, 1.