The Analysis Of Financial Management Of Prima Indonesia University Faculty Of Law Students

Abstract

This study aims to examine the effect of fintech payment, financial literacy, ease of
use, information security, risk of use interest, and impression effect on the financial
management of Prima Indonesia University law faculty students. This study uses
causal research methods, and the sampling technique used is purposive sampling,
which obtained a research sample of 99 respondents. The analysis technique used in
this research is multiple linear regression analysis. The results showed that only two
factors significantly influence student financial management behavior, namely ease of
use and information security. The ease of use of fintech applications makes students
feel more comfortable managing their finances. At the same time, the information
security factor is a significant concern, as students are more likely to choose fintech
apps that can keep their data and transactions safe. Meanwhile, other factors, such as
fintech payment, financial literacy, risk of use interest, and impression effect, did not
significantly influence how students manage their finances.