The Analysis Of Financial Management Of Prima Indonesia University Faculty Of Law Students

Abstract

This study aims to examine the effect of fintech payment, financial literacy, ease of use, information security, risk of use interest, and impression effect on the financial management of Prima Indonesia University law faculty students. This study uses causal research methods, and the sampling technique used is purposive sampling, which obtained a research sample of 99 respondents. The analysis technique used in this research is multiple linear regression analysis. The results showed that only two factors significantly influence student financial management behavior, namely ease of use and information security. The ease of use of fintech applications makes students feel more comfortable managing their finances. At the same time, the information security factor is a significant concern, as students are more likely to choose fintech apps that can keep their data and transactions safe. Meanwhile, other factors, such as fintech payment, financial literacy, risk of use interest, and impression effect, did not significantly influence how students manage their finances.