This edition discusses the factors that affect dividend policy in the property, real estate, and building construction sectors listed on the stock exchange, an analysis of factors affecting the income of traditional traders in karo district, the effect of lending, interest rates and capital adequacy on profitability in banking companies, the effect of stability of sales, growth opportunity and current ratio on debt to equity ratio in property and real estate sector companies and the effect of good corporate governance and profitability on earning management in manufacture companies.